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Make better career decisions with our time to money calculator. Easily convert between hourly rates and annual salaries to compare job offers and understand your true compensation value.
Your regular hourly wage
Regular hours worked per week
52 weeks = full year, less if you have unpaid time off
Usually 1.5Ă— regular rate = $37.50
$52,000.00
per year (2,080 hours)
Annual = (Hourly Ă— Hours/Week Ă— Weeks/Year) + (OT Rate Ă— OT Hours Ă— Weeks)
Time is your most precious resource—unlike money, you can't earn more of it. Understanding what your time is worth helps you make better decisions about outsourcing, side hustles, opportunity evaluation, and time allocation. Our calculator converts your annual income into hourly, daily, and per-minute values, revealing the true cost of time-consuming activities.
If you earn $75,000 annually, your time is worth about $36 per hour. Spending 3 hours on a task you could outsource for $60 means you "paid" yourself $20/hour—less than your actual value. This perspective helps identify when delegation makes financial sense, even if it feels expensive upfront. The opportunity cost of your time might be greater than the monetary cost of delegation.
Use your hourly rate to evaluate side hustles (is this $25/hour gig worth it if your main income is $50/hour?), DIY projects (is saving $200 worth 8 hours of work?), and time-saving services (house cleaning, meal prep, lawn care). Consider the stress and energy costs too—sometimes paying for services buys back mental bandwidth, not just time.
However, don't over-apply this logic. Personal time isn't directly monetizable—you can't trade every leisure hour for income. Hobbies, rest, and relationships have intrinsic value beyond economics. Use time valuation for work-related decisions and discretionary tasks, not to optimize every moment of existence. The goal is to spend time on what matters most, whether that's earning, learning, or simply living.
Not everything. Outsource tasks that are purely time-consuming and don't require your specific expertise. Keep tasks that develop skills, build relationships, or provide insights into your business. Also consider quality control and whether delegation complexity exceeds doing it yourself.
If you have unfilled work hours, your opportunity cost is lower—doing tasks yourself might make sense. However, if you're fully booked or turning away work, your time's opportunity cost is high. Use your target rate, not current utilization, for long-term decisions.
Absolutely not. Rest, hobbies, and leisure have intrinsic value beyond economics. Use time valuation for work decisions (outsourcing, side hustles) and major time investments, not to monetize every life moment. Mental health and relationships aren't optimizable on spreadsheets.